They warn of a new scam in payments with Bizum on platforms such as Milanuncios, Vinted or Wallapop Scammers trick the most clueless sellers on these trading platforms and ask for money instead of sending it. Be careful with this SMS if you are a CaixaBank customer: it is a scam after the merger with Bankia Users who sell their products through the Bizum payment application are the new target of cybercriminals, as reported by the Internet Security Office (OSI).
In this case, the scammers pose as alleged buyers when they are interested in one of the items that the seller has for sale. The scam consists of requesting money through Bizum instead of sending a payment. In this way, those sellers who do not pay attention to the message before clicking ‘Accept’ will fall into the trap of offering money to scammers. For this situation, the solution is simple: read the message before accepting.
However, impulsiveness can play tricks and, if you have accepted that request for money, you should know that it is most possible that you will not get the money back, however, it is important to report. What to do when faced with a Bizum scam? Get in touch with your bank to report what happened. Report the case on the trading platform and the profile of the cybercriminal. Report the situation to the State Security Forces and Bodies.
To do this, you will have to gather different evidence (messages, emails, phone numbers, etc.). Tips before using trading platforms The company believes that it does not have an obligation to control the hundreds of millions of products in the app. The ideal way to avoid being a victim of these cyberattacks is to verify that the user with whom you are interacting is trustworthy.
This can be done by verifying the profile and checking the ratings and comments about the person in apps like Wallapop, Vinted or Milanuncios. If chatting with the user or seeing the reviews of other accounts does not inspire confidence, it is best to find someone else. Trading applications offer the possibility of chatting through them, therefore giving email or mobile phone number is not a good idea. In addition, these platforms provide different payment methods so that you do not have to leave them. It is important that in these operations in which money is exchanged, users pay attention to what they accept or reject. In Bizum, for example, you must always read the content of the message so that the problem that the OSI alerts you does not occur.