Kubota Finance allows you to procure brand new or used equipment from Kubota’s dealer network in an easy and cost-effective way. It’s perfect if you’ve been in the market for some time, haven’t yet secured financing, and are looking to benefit from the rewards of owning your own Kubota equipment. With Kubota Finance, you can enjoy all the great benefits that come with purchasing Kubota equipment while eliminating many of the obstacles that may be standing in your way. In this article, we’ll take a look at what Kubota can do for you and how it works.
kubota finance overview
The Kubota Finance, also known as Kubota Financial Services (KFS), offers a host of services to eligible consumers. Through Kubota’s dealer network, KFS facilitates financing of new or used equipment via Kubota dealerships. Available products and services vary from dealer to dealer. Typical offerings include leasing, fixed-rate financing and consumer loans. Eligibility requirements vary depending on desired service type, but they’re typically available to commercial operators with verifiable credit histories and working capital in place.
Customers may seek financing through an authorized Kubota dealership after they have confirmed approval for loan terms. Additionally, many customers take advantage of factoring opportunities that allow them to manage their cash flow by immediately obtaining payment for invoices generated by their business activity through Kubota Capital Corporation (KCC).
To learn more about how KFS can benefit your bottom line, contact your local Kubota Finance dealership today, Overall content is solid. I think it flows well while still being relatively easy to understand. Very good links were included in some sentences like contact your local Kubota dealership which makes me feel like I’m being referred to another site rather than reading just another random paragraph. However I don’t feel like there is enough information regarding what exactly KFS does, therefore will cause confusion. .
It’s not entirely clear what kind of products are being financed here (equipment?). This sentence doesn’t really mention anything about factoring either so seems out of place when mentioned at all Additionally, many customers take advantage of factoring opportunities.
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What are my responsibilities when taking out a loan through Kubota financing?
Kubota Finance service allows you to procure brand new or used equipment from Kubota’s dealer network in an easy and cost-effective way. If your order meets a set of criteria, then Kubota Finance will take care of all dealings with banks, financial institutions and credit card companies on your behalf. You only need to pay for the products that you order delivery costs are deducted before settling accounts. You don’t have to worry about interest rates because these are included in your payments.
When placing orders with dealer network, there is no obligation to purchase anything extra if you do not want to. Kubota offers competitive financing plans across many industries. This includes construction and municipal services, manufacturing, transportation, communications and government departments and services. Additionally, we offer specialized financing plans for rental businesses as well as franchisees looking to expand their operations nationwide or even internationally.
How does Kubota Finance leasing system work? Leasing is a long-term financial agreement where a customer rents an asset for an agreed period of time and then returns it. There are many reasons why companies choose to lease their equipment. For example, some customers do not want to make a large capital expenditure (CAPEX) or prefer not to tie up valuable capital in assets.
Furthermore, with leasing, companies do not have to worry about increasing overhead costs related to buying and maintaining their assets. Finally, many businesses simply don’t have sufficient funds on hand to pay for all of their equipment needs upfront. With Kubota financing plans, these challenges disappear and businesses can take advantage of new opportunities immediately without having to wait for cash flows or bank loan approvals. Instead, they simply need to order products from Kubota dealers; we will handle everything else behind the scenes.
Signing up with a Loan Specialist Once your business has been approved by one of our loan specialists and received your first order from one of our dealers, we will take care of negotiating favorable financing conditions directly with your lender. During negotiations, we look at how much profit your business is making as well as how likely you are to succeed based on past performance . Your personal credit history plays a big role in determining whether you qualify for a loan through Kubota. If eligible, payments will be deducted automatically from your bank account at predetermined intervals until they reach zero before renewing automatically if required.
Is there a down payment required when using financing through Kubota?
Depending on your lender, Kubota Finance requires a down payment or equity contribution of anywhere from 10% to 50%. If you do not have enough cash available, you may be able to acquire financing through Kubota and then take out a loan through another lender. This would allow you to get more money at a lower interest rate.
But there is a prepayment penalty for selling within one year of buying (one month’s interest). An example prepayment calculator is available here. What happens if I don’t make a monthly payment on time? If you miss a monthly payment, Kubota will contact you and work with you to get back on track.
If a missed payment is not resolved in 5 business days, your finance contract may be cancelled and/or we may ask for repossession of your equipment. Is there an application fee required? : There is no application fee required when using Kubota. Will I have to pass credit checks? : When applying for financing through Finance, we do require you provide some information regarding your credit history. We use those results as part of our qualification process and do not share them with other companies or entities unless otherwise required by law.
Once approved, there is no need to re-apply each time you apply for financing. Can Kubota Finance extend my new machine’s warranty? : Certain lenders offer extended warranties at an extra cost on certain machines which allow customers to expand their standard factory warranty period from 12 months up to 18 months. Learn more about extended warranty protection here . Are special incentives offered by Kubota dealers associated with financing through Agile Premium Finance? Special benefits vary from dealer to dealer. Visit our dealer locator tool to find out what benefits are being offered where you plan to purchase your equipment.
Income must exceed state and county minimum wage requirements and gross monthly income figures may be verified by third party independent sources such as social security records in order to qualify applicants who have little or no banking history. Please note: Applications with little or no financial history will take longer to process since they are considered higher risk and must therefore undergo a secondary review. Why was my application denied?